MSB

Intern - Commercial Banking

Midland States Bank

place Saint Louis, 63127

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Hybrid (Remote and Onsite)

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Other Behavioral, Mental, or Healthcare Field

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Internship, Full-Time

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PTO, Retirement Plan

Position Title: Intern - Commercial Banking

Locations: Sunset Hills_MO

Time Type: Full time

Req ID: JR1228-Sunset Hills_MO

At Midland, we’re proud to be a little different. You can see it in our bright orange signs-but there’s more to it than that. With our heartfelt and personalized approach, we’re focused on meeting every customer’s needs with the brightest solutions.

For more than 140 years, we’ve learned by serving customers skillfully with dedication and follow-through, we can brighten every interaction to drive our collective success. And this goes beyond traditional banking.

We foster programs that empower our communities, continuously invest in our employees, and actively pursue brighter futures for all.

Our humble ambition keeps us growing, giving back, and looking ahead. We’re innovating and optimizing our services to ensure we stay unique - providing strength you can count on with heart you can feel.

You might say we’re unlike any other bank.

And you’d be right."

At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.

Intern – Commercial Banking

Sunset Hills, MO

Rate of Pay: $15 an hour

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

Position Summary

The Commercial Banking Intern will work closely with the Commercial Banking team in Sunset Hills to gain hands-on exposure to multiple facets of corporate and commercial banking. This internship is designed to provide foundational knowledge of the bank’s structure, credit processes, relationship management, and business development functions. The intern will participate in a structured program that combines self-directed learning with interactive, in-office experiences across various departments to build a comprehensive understanding of banking operations and client service.

Primary Accountabilities

Gain exposure to a variety of banking areas including credit structuring and underwriting, business development, relationship management, Treasury services, and deposit operations.
Support the team in conducting competitive market analysis to assess opportunities for business growth and market positioning.
Perform data mining and data cleansing projects to support business insights and strategic initiatives.
Participate in lunch-and-learn sessions to understand the bank’s culture, mission, and strategy.
Shadow commercial lenders and relationship managers during client meetings and calls.
Assist in preparing reports and summaries to support commercial loan and deposit initiatives.
Utilize Midland University and other training tools to build knowledge of banking fundamentals and compliance practices.
Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
Perform other duties as assigned.

Position Qualifications

Education/Experience:

Enrolled in a degree program in Finance, Accounting, Economics, or Business Administration, with at least two years of coursework completed.
Demonstrated leadership, communication, and community engagement experience.
Strong analytical and organizational skills.
Excellent written and verbal communication abilities.
Proficient in Microsoft Excel, Teams, and able to adapt to new technologies.

Internship Details:

Internship duration: Must be available mid-May through late July 2026.
Schedule: Must be available Monday–Friday, 8:00 a.m.–5:00 p.m. (40 hours/week).
This position will be on-site at our Sunset Hills, MO office.

Competencies:

Business insight
Cultivates innovation
Drives results
Makes sound decisions
Being a brand champion
Collaborates
Communicates effectively
Customer focus
Being Authentic
Emotional Intelligence
Self-development
Being flexible and adaptable

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at .

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at .

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT